South Carolina Paycheck Calculator 2026
Calculate your net salary in Columbia, Charleston, Greenville, and statewide across South Carolina. This calculator applies a simplified flat 5.4% rate for fast estimates — South Carolina actually uses graduated tax brackets.
Salary & Withholding Inputs
Live ComputeComprehensive Payroll Deduction Breakdown Per Paycheck & Annual
| Category | Per Paycheck | Annual Total | % Gross |
|---|---|---|---|
| Gross Pay | $3,846.15 | $100,000.00 | 100.0% |
| 401(k) Retirement Pre-Tax | -$192.31 | -$5,000.00 | 5.0% |
| Pre-Tax Health Insurance | -$69.23 | -$1,800.00 | 1.8% |
| Federal Income Tax (IRS) | -$449.00 | -$11,674.00 | 12.3% |
| Social Security (6.2%) | -$238.46 | -$6,200.00 | 6.2% |
| Medicare (1.45%) | -$55.77 | -$1,450.00 | 1.5% |
| South Carolina State Income Tax (5.4%) | -$193.57 | -$5,032.80 | 5.0% |
| Net Take-Home Pay | $2,647.82 | $68,843.20 | 67.8% |
Southeast Tax Comparison
SC 5.4% vs NC 4.25%South Carolina uses graduated tax brackets (simplified here as a flat 5.4% rate). In neighboring North Carolina, there is a 4.25% rate. In Georgia, there is a 5.39% rate.
Frequently Asked Questions: South Carolina Paycheck Taxes
1. What is the South Carolina state income tax rate in 2026?
South Carolina uses graduated (progressive) income tax brackets, so the rate rises with income. This calculator applies a simplified flat 5.4% rate for fast take-home estimates — for exact withholding, check the state's official tax tables.
2. Do Columbia residents pay a city income tax?
No. Unlike New York City, Philadelphia, or Detroit, Columbia does not levy an additional local municipal income tax on employees. You only pay federal income tax, FICA, and South Carolina state tax.
3. Does South Carolina have state disability insurance (SDI) tax?
No. Unlike California, New Jersey, or New York, South Carolina does not have a mandatory state disability insurance (SDI) deduction taken from your paycheck.