Missouri Paycheck Calculator 2026
Calculate your net salary in Kansas City, St. Louis, Springfield, and statewide across Missouri. This calculator applies a simplified flat 4.6% rate for fast estimates — Missouri actually uses graduated tax brackets.
Salary & Withholding Inputs
Live ComputeComprehensive Payroll Deduction Breakdown Per Paycheck & Annual
| Category | Per Paycheck | Annual Total | % Gross |
|---|---|---|---|
| Gross Pay | $3,846.15 | $100,000.00 | 100.0% |
| 401(k) Retirement Pre-Tax | -$192.31 | -$5,000.00 | 5.0% |
| Pre-Tax Health Insurance | -$69.23 | -$1,800.00 | 1.8% |
| Federal Income Tax (IRS) | -$449.00 | -$11,674.00 | 12.3% |
| Social Security (6.2%) | -$238.46 | -$6,200.00 | 6.2% |
| Medicare (1.45%) | -$55.77 | -$1,450.00 | 1.5% |
| Missouri State Income Tax (4.6%) | -$164.89 | -$4,287.20 | 4.3% |
| Net Take-Home Pay | $2,676.49 | $69,588.80 | 67.8% |
Midwest Tax Comparison
MO 4.6% vs KS 5.1%Missouri uses graduated tax brackets (simplified here as a flat 4.6% rate). In neighboring Kansas, there is a 5.1% rate. In Missouri, there is a 4.6% rate.
Frequently Asked Questions: Missouri Paycheck Taxes
1. What is the Missouri state income tax rate in 2026?
Missouri uses graduated (progressive) income tax brackets, so the rate rises with income. This calculator applies a simplified flat 4.6% rate for fast take-home estimates — for exact withholding, check the state's official tax tables.
2. Do Kansas City or St. Louis charge a city earnings tax?
Yes. Kansas City and St. Louis each levy a 1% earnings tax on residents and people who work in the city. This calculator shows the state tax only — add the city earnings tax if it applies to you.
3. Does Missouri have state disability insurance (SDI) tax?
No. Unlike California, New Jersey, or New York, Missouri does not have a mandatory state disability insurance (SDI) deduction taken from your paycheck.