Mississippi Paycheck Calculator 2026
Calculate your exact net salary in Jackson, Gulfport, Hattiesburg, and statewide across Mississippi. Mississippi taxes individual income at a flat 4.4% rate, with no local city income tax.
Salary & Withholding Inputs
Live ComputeComprehensive Payroll Deduction Breakdown Per Paycheck & Annual
| Category | Per Paycheck | Annual Total | % Gross |
|---|---|---|---|
| Gross Pay | $3,846.15 | $100,000.00 | 100.0% |
| 401(k) Retirement Pre-Tax | -$192.31 | -$5,000.00 | 5.0% |
| Pre-Tax Health Insurance | -$69.23 | -$1,800.00 | 1.8% |
| Federal Income Tax (IRS) | -$449.00 | -$11,674.00 | 12.3% |
| Social Security (6.2%) | -$238.46 | -$6,200.00 | 6.2% |
| Medicare (1.45%) | -$55.77 | -$1,450.00 | 1.5% |
| Mississippi State Income Tax (4.4%) | -$157.72 | -$4,100.80 | 4.1% |
| Net Take-Home Pay | $2,683.66 | $69,775.20 | 67.8% |
Southeast Tax Comparison
MS 4.4% vs TN 0.0%Mississippi taxes all income at a flat 4.4% rate. In neighboring Tennessee, there is no state income tax (0%). In Louisiana, there is a 3.5% rate.
Frequently Asked Questions: Mississippi Paycheck Taxes
1. What is the Mississippi state income tax rate in 2026?
Mississippi imposes a flat personal income tax rate of 4.4% on taxable income. Every taxpayer pays the same 4.4% rate, making Mississippi one of the simplest states for paycheck withholding estimates.
2. Do Jackson residents pay a city income tax?
No. Unlike New York City, Philadelphia, or Detroit, Jackson does not levy an additional local municipal income tax on employees. You only pay federal income tax, FICA, and Mississippi state tax.
3. Does Mississippi have state disability insurance (SDI) tax?
No. Unlike California, New Jersey, or New York, Mississippi does not have a mandatory state disability insurance (SDI) deduction taken from your paycheck.