Arkansas Paycheck Calculator 2026
Calculate your net salary in Little Rock, Fayetteville, Fort Smith, and statewide across Arkansas. This calculator applies a simplified flat 3.9% rate for fast estimates — Arkansas actually uses graduated tax brackets.
Salary & Withholding Inputs
Live ComputeComprehensive Payroll Deduction Breakdown Per Paycheck & Annual
| Category | Per Paycheck | Annual Total | % Gross |
|---|---|---|---|
| Gross Pay | $3,846.15 | $100,000.00 | 100.0% |
| 401(k) Retirement Pre-Tax | -$192.31 | -$5,000.00 | 5.0% |
| Pre-Tax Health Insurance | -$69.23 | -$1,800.00 | 1.8% |
| Federal Income Tax (IRS) | -$449.00 | -$11,674.00 | 12.3% |
| Social Security (6.2%) | -$238.46 | -$6,200.00 | 6.2% |
| Medicare (1.45%) | -$55.77 | -$1,450.00 | 1.5% |
| Arkansas State Income Tax (3.9%) | -$139.80 | -$3,634.80 | 3.6% |
| Net Take-Home Pay | $2,701.58 | $70,241.20 | 67.8% |
South Central Tax Comparison
AR 3.9% vs TX 0.0%Arkansas uses graduated tax brackets (simplified here as a flat 3.9% rate). In neighboring Texas, there is no state income tax (0%). In Missouri, there is a 4.6% rate.
Frequently Asked Questions: Arkansas Paycheck Taxes
1. What is the Arkansas state income tax rate in 2026?
Arkansas uses graduated (progressive) income tax brackets, so the rate rises with income. This calculator applies a simplified flat 3.9% rate for fast take-home estimates — for exact withholding, check the state's official tax tables.
2. Do Little Rock residents pay a city income tax?
No. Unlike New York City, Philadelphia, or Detroit, Little Rock does not levy an additional local municipal income tax on employees. You only pay federal income tax, FICA, and Arkansas state tax.
3. Does Arkansas have state disability insurance (SDI) tax?
No. Unlike California, New Jersey, or New York, Arkansas does not have a mandatory state disability insurance (SDI) deduction taken from your paycheck.